17 Sep 2026 FHA Variable Income Guidelines: Overtime, Bonus, Commission & Part-Time Income (2026) FHA Variable Income Guidelines: Overtime, Bonus, Commission & Part-Time Income If part of your paycheck comes from overtime, bonuses, commissions, tips, or a second job, you may be wondering whether that income can help you qualify for an FHA loan. The answer is often yes. FHA allows several types of variable income to be used […] Share on Facebook Share on Twitter
16 Sep 2026 First-Time Home Buyer Guide: Down Payments, Credit Scores, Income & Loan Options (2026) First-Time Home Buyer Guide: Down Payments, Credit Scores, Income & Loan Options Buying your first home can feel overwhelming, especially when you’re trying to figure out how much money you need, what credit score is required, whether you’ve been at your job long enough, and which mortgage program is right for you. The good news? […] Share on Facebook Share on Twitter
30 Aug 2026 VA Appraisal Explained: What Every Veteran Should Know VA Appraisal Explained: What Every Veteran Should Know Quick Answer A VA appraisal is required for most VA home loan to determine the property’s fair market value and confirm that it meets the VA’s Minimum Property Requirements (MPRs). While many buyers confuse a VA appraisal with a home inspection, they serve different purposes. In some […] Share on Facebook Share on Twitter
23 Aug 2026 VA Credit Score Requirements: What Credit Score Do You Need for a VA Home Loan? (2026 Guide) VA Credit Score Requirements: What Credit Score Do You Need for a VA Home Loan? Quick Answer One of the biggest misconceptions about VA home loans is that the Department of Veterans Affairs (VA) requires a minimum credit score. The truth is, the VA does not set a minimum credit score requirement. Instead, individual mortgage […] Share on Facebook Share on Twitter
16 Aug 2026 VA Funding Fee Explained: Who Pays It, Who’s Exempt, and How Much It Costs (2026 Guide) VA Funding Fee Explained: What Veterans Need to Know Before Buying a Home Quick Answer The VA funding fee is a one-time fee paid on most VA home loans that helps keep the VA loan program available for future Veterans. While many borrowers pay the funding fee, some Veterans and surviving spouses are exempt. In […] Share on Facebook Share on Twitter
