Privacy Policy

Effective Date: 04/2025

This Privacy Policy describes how we collect and use the personal information that we collect about you on www.honestrate.com (the “Website”). By continuing to use the Website, you agree to this Privacy Policy and the collection, use, disclosure, and storage of your personal information as described by this Privacy Policy.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.

How?

All financial companies need to share customers’ personal information to run their everyday business. Below are the reasons financial companies can share your personal information, whether Honest Rate shares, and if you can limit it:

Reasons We Can Share Your Info Does Honest Rate Share? Can You Limit This Sharing?
For our everyday business purposes: process transactions, maintain your account, respond to legal investigations, or report to credit bureaus Yes No
For our marketing purposes: to offer our products/services No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ business purposes: your transactions and experiences No We don’t share
For our affiliates’ business purposes: your creditworthiness No We don’t share
For non-affiliates to market to you No We don’t share

Who is providing this notice?

Honest Rate

How do we protect your information?

We use safeguards and secured files/buildings to protect your personal information from unauthorized access and use.

How do we collect information?

  • When you apply for a loan or provide income details
  • When you give account information
  • When you give employment info
  • When you provide your driver’s license
  • When we obtain information from credit bureaus

 

What?

We use cookies and other technologies like pixel tags to collect information. Data we may collect includes:

  • Social Security number and account balances
  • Credit history and credit scores
  • Income and payment history

We take your privacy seriously.