Terms of Use

This Site is for general informational purposes. It is not a substitute for actual legal or professional advice from a licensed mortgage originator or mortgage broker. The information and services offered on this site is provided with the understanding that Honest Rate LLC is not engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.

Honest Rate LLC and its agents assume no responsibility for any consequences relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. Honest Rate LLC strives to keep the information on this site accurate, complete and up to date yet does not guarantee, represent or warrant that it is accurate, the most recent information available, nor do we guarantee that all opinions expressed or implied are accurate or reliable. The law and the application of the borrower’s situation is unique to every situation, and your situation needs to be individually analyzed. Honest Rate LLC cannot guarantee, and will not be responsible for, any damage or losses arising from or related to the accuracy, completeness or timeliness of the information presented or its application in your situation.

No Warranty

The content provided is for informational purposes only and may change without notice. There is no warranty of any kind offered for services, accuracy, or outcomes.

Limited License

You may access, download and print materials on this site for your personal and non-commercial use. You may use the information to obtain the appropriate loan and the best terms for your particular situation from your preferred provider.

Intellectual Property

All content belongs to Honest Rate or licensors. You may not copy or reuse it without permission.

Termination

We may suspend or terminate your access to the Website at any time for any reason.

Governing Law

These terms are governed by Ohio law. Disputes will be handled in Cuyahoga County, Ohio.

Electronic Communications

By using this site, you consent to receiving communications electronically, such as by email.

Mobile Messaging Policy

Honest Rate LLC and employees of Honest Rate LLC may invite you to send/receive messages via SMS. When you opt-in to the service, we will send you an SMS message to confirm your signup.

This service is used to send you notifications about our services, your loan application, your account activity, as well as about promotions, marketing, and our affiliate and non-affiliate partners. Message frequency may vary.

You can cancel this service at any time. Just text "STOP" to the number on the text. After you send the message "STOP" to us, we will send you a reply message to confirm that you have been unsubscribed. After this, you will no longer receive messages from us. If you want to join again, just sign up as you did the first time and we will start sending messages to you again.

No Minor Use

Our services are for adults only and not intended for minors.